Mortgage Broker Highland Beach
Best Mortgage Rates in Highland Beach
Highland Beach Mortgage Guidance
Mortgage Services
Highland Beach is a small but incredible place to live. With beautiful ocean views and peaceful neighborhoods, it’s no surprise many people want to buy here. Before you start looking at houses, you need to understand mortgages.
A mortgage is a long-term loan that lets you pay for your home slowly over time. Each month you pay part of the loan and the interest.
Meet "Sam"
Aram Sargsyan (Sam)
NMLS# 2505489
Understanding Mortgage Basics
- Interest Rate: This affects how much your loan costs over time.
- Loan Term: Most people choose 15- or 30-year loans.
- Down Payment: This is money you pay upfront. Larger down payments can lower your payments.
Loan Types Available
- Fixed-Rate Mortgage: Your interest rate stays the same for the whole loan.
- Adjustable-Rate Mortgage: Your rate can change after a set time.
- FHA and VA Loans: Help buyers who need low down payments or special benefits.
We help Highland Beach buyers understand which loan type fits their goals.
The Mortgage Process
- Pre-Qualification: A quick review of your finances to estimate your price range.
- Pre-Approval: A formal review that strengthens your offer on a home.
- Appraisal and Inspection: The home is evaluated before closing.
- Final Loan Approval: After all checks, you sign and close.
Highland Beach Buyer Tips
- Know Your Budget: Homes near the beach can be pricey, so planning helps.
- Plan for Insurance: Coastal areas can have higher homeowners insurance.
- Think Long-Term: Your loan choice affects your finances for years.
Why Choose Real Mortgage Guy
We know the Highland Beach market and work hard to find the best mortgage options for your goals and budget. We communicate clearly and help every step of the way.
If you want help getting a mortgage in Highland Beach, reach out. We’ll answer your questions and help you find the right loan.
Hundreds of customers
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- Evaluate Your Property
- Fast Approvals
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- Cash Out Refinance
- Experience
Meet "Sam"
Aram Sargsyan (Sam)
NMLS# 2505489
I firmly believe that excellent customer service and streamlined communication are the cornerstones of a successful real estate transaction. By serving as the sole point of contact for clients, I alleviate the stress and frustration often associated with buying or selling a home. With a keen understanding of clients' needs and financial situations, I will guide them through every step of the process, from pre-approval to securing the perfect mortgage.
My mission is simple: to provide the ultimate stress-free home buying and selling experience. With a meticulous attention to detail and a commitment to transparency, I ensure that every transaction is executed with the utmost professionalism and integrity. Whether you're buying, selling, or refinancing, trust me, to be your dedicated partner every step of the way. Languages Spoken: Armenian, English and Russian.
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See what your neighbors are selling their home for!
SEE WHAT YOUR HOME IS WORTHWhat We Offer
Let our skills and resources work for you!
We use our expertise to ensure that we find you the best solution for your financing needs.
HOME PURCHASE LOANS
We’ve created a streamline process in order to get you qualified for the best loan! Call today to get started in your home buying process!
REFINANCE RATES
Ready to refinance? We can help you get the best rate for your refinanced mortgage so that your monthly payment is more manageable.
RATE COMPARISONS
Don’t just take the first offer. Use our rate comparisons to find the best possible plan for your home ownership strategy.
EVALUATE YOUR PROPERTY
Thinking about thinking about selling? Let’s evaluate your properties so that you know all your options.
CASH OUT REFINANCE
Looking to remodel? Buy a new home? A cash out refinance may be for you. Call today for more information.
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