Mortgage Broker Delray Beach

Mortgage Lender Delray Beach

Aram Sargsyan (Sam)

The Real Mortgage Guy is Your

Delray Beach Mortgage Expert

Our Track Record: Our team specializes in navigating complex loan scenarios and successfully closing challenging transactions on your behalf.

In competitive areas such as Delray Beach, our priorities include: Maintaining open communication, providing prompt responses, delivering rapid preliminary qualification letters, and securing final loan approval for your home purchase.

The #1 Mortgage Broker: NMLS# 2809920

  • Conventional 30-Year Fixed Mortgage
  • FHA & VA Home Loan
  • Jumbo Mortgage
  • First-Time Buyer Mortgage Programs
  • Adjustable-Rate Mortgage (ARM)
  • USDA Home Loan
  • 15-Year Fixed Mortgage
  • FHA 203(k) Renovation Loan
  • Interest-Only Mortgage
Luxury Interior Home

5 Middle-Class / More Affordable Communities in Delray Beach

Delray Lakes / Lakes of Delray – Affordable and established area with a range of housing types.

Osceola Park – Historic neighborhood with good value homes and character near central Delray.

Delray Shores – Suburban, convenient community with larger lots and more budget-friendly homes.

Tropic Palms – A quieter, residential pocket with townhomes and single-family options at lower price points.

Villages of Oriole / Kings Point Area – Less expensive subdivisions that still offer Delray Beach ZIP codes.

Google Reviews

What real clients say about Sam – The Real Mortgage Guy

★★★★★
Aaron Fenyus
1 year ago
Sam had great communication with me throughout the process and got my loan approved and funded faster than anticipated. Great work!
Response from the owner: Thank you for your review. It was a pleasure doing business with you.
★★★★★
Ruben Alikhanyan
1 year ago
It’s been great working with Sam. Excellent communication, always available when you need him, and closing was a breeze.
Response from the owner: Thank you Ruben, always happy to assist.
★★★★★
Aram Avetisyan
1 year ago
Sam is an outstanding professional and helped me find the best home and the best rates in a tough market. Thanks for everything you’ve done!
Response from the owner: Thank you for your review. It was a pleasure doing business with you.
Aram Sargsyan (Sam)

Delray Beach Mortgage Services

Mortgage Services

Delray Beach is a vibrant city with a lively downtown, great schools, and beautiful beaches. Buying a home here is a big decision, and choosing the right mortgage is part of making it happen.

A mortgage lets you buy a house now and pay it back over time. You make monthly payments that include interest and principal.

How Mortgages Work

  • Principal: The amount you borrow.
  • Interest: The cost of borrowing the money.
  • Term: How long you take to pay off the loan (often 15 or 30 years).

Types of Mortgage Loans

  • Conventional Loans: Standard choice for buyers with good credit.
  • FHA Loans: Lower down payment options for qualified buyers.
  • Conventional Loans: Standard choice for buyers with good credit.

Steps to Buying With a Mortgage

  • Check Your Credit: Better scores can get better loan terms.
  • Get Pre-Approved: Shows sellers you are ready to buy.
  • Loan Application: Choose the loan that works best for you.
  • Closing: Final paperwork and you get the keys!

Tips for Delray Beach Buyers

  • Talk to a Local Lender Early: Knowing your numbers helps you act fast in a busy market.
  • Keep Documents Ready: Pay stubs, bank records, and ID help speed up approval.
  • Know Your Costs: Taxes, insurance, and HOA fees matter in your budget.

Why Real Mortgage Guy Helps You

We work with many lenders to find good terms for your loan. We explain everything in easy language and help you feel confident during the process.

If you are looking to buy a home in Delray Beach, we can help you find the best mortgage for your situation. Contact us today and let’s get started.

Hundreds of customers
trust our company

  • Evaluate Your Property
  • Fast Approvals
  • Home Loans
  • Rate Comparisons
  • Cash Out Refinance
  • Experience

Meet "Sam"

Aram Sargsyan (Sam)


NMLS# 2809920

I firmly believe that excellent customer service and streamlined communication are the cornerstones of a successful real estate transaction. By serving as the sole point of contact for clients, I alleviate the stress and frustration often associated with buying or selling a home. With a keen understanding of clients' needs and financial situations, I will guide them through every step of the process, from pre-approval to securing the perfect mortgage.

My mission is simple: to provide the ultimate stress-free home buying and selling experience. With a meticulous attention to detail and a commitment to transparency, I ensure that every transaction is executed with the utmost professionalism and integrity. Whether you're buying, selling, or refinancing, trust me, to be your dedicated partner every step of the way. Languages Spoken: Armenian, English and Russian.

  • Instant
  • Home Price
  • Estimate

See what your neighbors are selling their home for!

SEE WHAT YOUR HOME IS WORTH

What We Offer

Let our skills and resources work for you!

We use our expertise to ensure that we find you the best solution for your financing needs.

HOME PURCHASE LOANS

We’ve created a streamline process in order to get you qualified for the best loan! Call today to get started in your home buying process!

REFINANCE RATES

Ready to refinance? We can help you get the best rate for your refinanced mortgage so that your monthly payment is more manageable.

RATE COMPARISONS

Don’t just take the first offer. Use our rate comparisons to find the best possible plan for your home ownership strategy.

EVALUATE YOUR PROPERTY

Thinking about thinking about selling? Let’s evaluate your properties so that you know all your options.

FAST FUNDING

Sometimes we need funding and we need it fast. We can get you the loans you need ASAP!

CASH OUT REFINANCE

Looking to remodel? Buy a new home? A cash out refinance may be for you. Call today for more information.

Testimonials

What our clients say...