Mortgage Broker Delray Beach
Best Mortgage Rates in Delray Beach
Delray Beach Mortgage Services
Mortgage Services
Delray Beach is a vibrant city with a lively downtown, great schools, and beautiful beaches. Buying a home here is a big decision, and choosing the right mortgage is part of making it happen.
A mortgage lets you buy a house now and pay it back over time. You make monthly payments that include interest and principal.
How Mortgages Work
- Principal: The amount you borrow.
- Interest: The cost of borrowing the money.
- Term: How long you take to pay off the loan (often 15 or 30 years).
A lower interest rate means lower monthly payments, which can help make owning a home more affordable.
Types of Mortgage Loans
- Conventional Loans: Standard choice for buyers with good credit.
- FHA Loans: Lower down payment options for qualified buyers.
- VA Loans: Loans with strong benefits for veterans.
Steps to Buying With a Mortgage
- Check Your Credit: Better scores can get better loan terms.
- Get Pre-Approved: Shows sellers you are ready to buy.
- Loan Application: Choose the loan that works best for you.
- Closing: Final paperwork and you get the keys!
Tips for Delray Beach Buyers
- Talk to a Local Lender Early: Knowing your numbers helps you act fast in a busy market.
- Keep Documents Ready: Pay stubs, bank records, and ID help speed up approval.
- Know Your Costs: Taxes, insurance, and HOA fees matter in your budget.
Why Real Mortgage Guy Helps You
We work with many lenders to find good terms for your loan. We explain everything in easy language and help you feel confident during the process.
If you are looking to buy a home in Delray Beach, we can help you find the best mortgage for your situation. Contact us today and let’s get started.
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Meet "Sam"
Aram Sargsyan (Sam)
NMLS# 2505489
I firmly believe that excellent customer service and streamlined communication are the cornerstones of a successful real estate transaction. By serving as the sole point of contact for clients, I alleviate the stress and frustration often associated with buying or selling a home. With a keen understanding of clients' needs and financial situations, I will guide them through every step of the process, from pre-approval to securing the perfect mortgage.
My mission is simple: to provide the ultimate stress-free home buying and selling experience. With a meticulous attention to detail and a commitment to transparency, I ensure that every transaction is executed with the utmost professionalism and integrity. Whether you're buying, selling, or refinancing, trust me, to be your dedicated partner every step of the way. Languages Spoken: Armenian, English and Russian.
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See what your neighbors are selling their home for!
SEE WHAT YOUR HOME IS WORTHWhat We Offer
Let our skills and resources work for you!
We use our expertise to ensure that we find you the best solution for your financing needs.
HOME PURCHASE LOANS
We’ve created a streamline process in order to get you qualified for the best loan! Call today to get started in your home buying process!
REFINANCE RATES
Ready to refinance? We can help you get the best rate for your refinanced mortgage so that your monthly payment is more manageable.
RATE COMPARISONS
Don’t just take the first offer. Use our rate comparisons to find the best possible plan for your home ownership strategy.
EVALUATE YOUR PROPERTY
Thinking about thinking about selling? Let’s evaluate your properties so that you know all your options.
CASH OUT REFINANCE
Looking to remodel? Buy a new home? A cash out refinance may be for you. Call today for more information.
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